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LV= – Mortgage & Lifestyle Protection


Mortgage & Lifestyle Protection

Type: Mortgage payment protection insurance with level or inflation linked living expenses option

Minimum-maximum ages: 17-65

Maximum benefit: 50% of gross annual income for accident, sickness and unemployment cover subject to £50,000 maximum at start of plan, accident and sickness cover subject to £1.500 maximum for the unemployed, carers, homemakers and those on a career break

Definition of disability: Own occupation, activities of daily living for the unemployed

Benefit payment term: Unlimited for accident and sickness cover, 12 months for each unemployment claim subject to total maximum of 36 months

Deferred period: One, two, three or six months

Minimum premium: £10 a month

Commission: 145% of Lautro rates, enhancements available



Guide and seek

A couple of weeks ago, a firm I have dealt with before decided that it wanted to offer its staff a series of free “educational lectures”, in company time, on a wide range of one-off topics.


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