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Low-cost MPPI claims savings

British Insurance is offering low-cost mortgage payment protection insurance which it claims could save customers up to 32 per cent.

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Which? draws up plans for state-run scheme

Proposals for a state-run equity-release scheme are being drawn up by Which? for submission to the Government later this year. Which? is compiling a dossier outlining its plans, claiming that the market is failing to protect vulnerable customers. The consumer watchdog, which published a damning report on the market at the start of this month, […]

Can you bend the rules by being big?’

I question the validity of the regulator’s threshold conditions when hundreds of small IFAs endure significant personal inconvenience to meet the capital adequacy require-ments at all times, yet the industry’s biggest organi-sations continue to trade unabated and inadequate. I question an enforcement system that judges its penalty on the ability of the culprit to endure […]

European Parliament set to probe FSA’s role in Equitable Life debacle

The European Parliament is to investigate the Equitable Life debacle. It is setting up a committee with a draft mandate to assess whether the FSA consistently failed to protect policyholders and whether the European Commission properly monitored the application of EU legislation by the UK Government. Treasury officials could be called to give evidence on […]

UBS appoints head of UK retail marketing

UBS has appointed Peter Beckett from Schroders as head of UK retail marketing. Beckett will be responsible for all marketing and communication initiatives to intermediaries in the UK, also working closely with the UK sales team. He will report to UBS managing director and head of UK retail Graham Kane. Kane says: We are delighted […]

Lifetime ISAs – International Evidence

By Fiona Tait, Pensions Specialist Since the announcement in March, the Lifetime ISA (LISA) has attracted controversy. Heralded as a saviour for the self-employed and the young wanting to get on the housing ladder, the new LISA risks adding confusion for savers trying to fully understand the benefits of new workplace pension savings through auto-enrolment. To […]

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