Lloyds TSB tops the list of the 1,000 most surfed financial websites in the UK says internet research provider Nielsen//NetRatings. Second in the list is Paypal and third is HSBC. The MarketPlace is the highest placed IFA in 60th place.
“Yes. In the Eighties and Nineties, getting a mortgage endowment was the done thing to do but now that the problems are clear, everyone has had plenty of time to complain.” Malcolm Morris, Premier Independent Investments UK“No. It is not a particularly open and transparent way to behave. It is not the right thing to […]
Type: Oeic Aim: Income and growth by investing in corporate bonds and cash Minimum investment: Lump sum £10,000, monthly £400, Isa lump sum £3,000, monthly £200 Investment split: 97% corporate bonds, 3% cash Isa link: Yes Pep transfers: Yes Charges: Initial 4%, annual 1% Commission: Initial 3%, 0.5% renewal, Isa/Pep transfers initial 0.5%, renewal 0.5% […]
Inheritance tax should be raised to 50 per cent for the wealthiest people, says the Institute for Public Policy Research. The thinktank believes the inheritance tax system needs to be made fairer. It is recommending that tax is cut for middle-class families, with extra revenues being raised from the wealthiest. It suggests these should be […]
Wider distribution channels have always been the holy grail for mortgage lenders but never so much as now. In a time where consolidation and changes in the regulation of brokers seems to be putting the squeeze on much of the industry, deals between lenders are keenly in the spotlight. Enter Kensington Mortgages, who last month […]
Interview with Simply Class’ first adviser, Elliot Silk.
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A majority of independent financial advisers think there should be a single rate of tax relief according to this week’s Money Marketing poll. More than 120 advisers took part in the poll with 77 in favour of a single rate of tax relief, 39 against and six undecided. Yellowtail Financial planning managing director Dennis Hall […]
The FCA has issued a warning over ‘commoditised’ defined benefit pension transfers running the risk of unsuitable advice. In a letter sent to advisers holding pension transfer permissions, the regulator reminds planners that a “key area” of its focus is on pension transfers, and that it will later this year be contacting all firms to […]
Problems look set to arise for pension schemes operating relief at source