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Lloyds TSB – Three-Year Fixed – Direct

Lloyds TSB – Three-Year Fixed – Direct

Type: Fixed-rate mortgage

Fixed term: Until February 14, 2011

Fixed rate: 3.74% for current account holders, 3.94% to those without a current account with the lender

Minimum loan: £5,000

Maximum loan: Up to 75% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Conditions: Free Lloyds TSB Home Harmony service,

Arrangement fee: £1,495

Redemption fee: 3% of the amount repaid in year one, 2% in year two, 1% in year three

Introducer’s fee: None

Contact: www.lloydstsb.com

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