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Liverpool Vic cuts smoothing time

Liverpool Victoria has relaunched its with-profits pension annuity and reduced the smoothing period for new annuity business from five to two years for top-up bonuses. The move is designed to ensure policy-holders’ annuity income reflects performance of the underlying investments more quickly.

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Hinton & Wild up for sale

Ecclesiastical Life has announced its intention to sell independent equity release adviser Hinton & Wild as part of a re-focussing of its financial services strategy. Ecclesiastical’s focus for the future will be on developing a multi-tie proposition and providing a range of financial products through third parties. Hinton & Wild has been an Ecclesiastical Insurance […]

CII exam approved for pensions transfer specialists

The CII’s new Pension Planning (AF3) Advanced Diploma in Financial Planning unit has been confirmed by the Financial Services Skills Council as an appropriate examination for those acting as a pensions transfer specialist.

Advocate leads way in Aviva £3bn deal

Norwich Union’s parent company Aviva is to set the ball rolling on the reattribution of its inherited estate but policyholders will have to wait at least 18 months before they are likely to get any windfall.Former Ofgas head Clare Spottiswoode is acting as policyholder advocate.Aviva said last week that no formal decision had been taken […]

First awards to show wrap achievements

Adnitor is to host the first UK platform awards to recognise the achievements of platforms, advisers, asset managers and technology providers in the growth of the sector.The dinner and awards ceremony, held in association with Money Marketing and CWC Research, takes place at the Cafe Royal in London on February 28, 2007, with over 300 […]

Converting pension savings to a retirement income…

Since last year’s reforms to pension legislation, a significant number of retirees have chosen income drawdown over purchasing an annuity. Income drawdown is more flexible than an annuity. However, it also increases the likelihood that individuals won’t be able to maintain their income throughout their lifetime. In this short video, we explain the risks that […]

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