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Lincoln Retirement Income – i2Live Retirement Plan

Lincoln Retirement Income

i2Live Retirement Plan

Type: Menu-based retirement plan comprising an individual personal pension plan, an unsecured personal pension plan and a unit-linked annuity

Minimum premium: Lump sum £50,000, regular premiums of £5,000 a year or £500 a month accepted on i2Live Accumulator after lump sum paid

Minimum-maximum ages: i2Live Accumulator – 18-74,, i2Live Drawdown – 50-74, i2Live Annuity – 50-89

Fund links: Two internally managed funds and 66 externally managed funds from 14 fund management groups

Allocation rate: 100%

Charges: £200 a year administration charge, 0.95% a year for income guarantee, Fund charges 0.7-1.8% depending on fund chosen

Options: Income guarantee on i2Live Drawdown and i2Live annuity, open market option available on i2Live accumulator and i2Live drawdown

Commission: Initial up to 3%, renewal up to 1%

Tel: 0845 642 2222

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