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Lincoln Retirement Income – i2Live Retirement Plan

Lincoln Retirement Income

i2Live Retirement Plan

Type: Menu-based retirement plan comprising an individual personal pension plan, an unsecured personal pension plan and a unit-linked annuity

Minimum premium: Lump sum £50,000, regular premiums of £5,000 a year or £500 a month accepted on i2Live Accumulator after lump sum paid

Minimum-maximum ages: i2Live Accumulator – 18-74,, i2Live Drawdown – 50-74, i2Live Annuity – 50-89

Fund links: Two internally managed funds and 66 externally managed funds from 14 fund management groups

Allocation rate: 100%

Charges: £200 a year administration charge, 0.95% a year for income guarantee, Fund charges 0.7-1.8% depending on fund chosen

Options: Income guarantee on i2Live Drawdown and i2Live annuity, open market option available on i2Live accumulator and i2Live drawdown

Commission: Initial up to 3%, renewal up to 1%

Tel: 0845 642 2222


ABI figures show life and pensions sales up 10.7 per cent

The Association of British Insurer’s announced today life and pensions new business increased 10.7 per cent in the second quarter of 2007 compared to the Q2 2006 to £4.503bn.Total single premium new business in Q2 2007 was £28.463bn, up 20.8 per cent from £23.558bn in Q2 2006 while total regular premium new business fell 3.2 […]

Survey reveals public’s views of CAR plan

Four out of 10 consumers say they would be more likely to use a financial adviser if their business was based on the customer-agreed remuneration model, according to Skandia.The company says this shows why proposals for CAR should be embraced by the industry, although it says the FSA should be wary of unnecessarily increasing regulation […]


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