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Lincoln offers discounts on 10 funds

Lincoln Unit Trust Managers is cutting the initial charge on 10 of its unit trusts and Isas by up to 4.75 per cent

LUTM&#39s Corporate Bond Trust and Lincoln Internet Tollkeeper Trust have both been ranked by Micropal number one in their respective sectors since launch.

Investments of £500 or more before the end of August will get a 4.75 per cent discount on the Corporate Bond Trust, making an initial charge of 0.25 per cent. The Tollkeeper fund charge will be discounted by 3 per cent, giving an initial charge of 2.25 per cent.


Ban on past performance unlikely, says Farnish

The use of past performance in financial ads is unlikely to face anall-out ban by the FSA, according to the head of its task force examiningthe issue. Consumer director Christine Farnish told BBC Radio 4&#39s Inside Money last week that banning use of past performance would be seen “by most people as avery ext- reme […]

Waiver dual rule set to be dropped

The General Insurance Standards Council and Aifa are waiting for thego-ahead from the FSA to end dual regulation of IFAs selling waiver ofpremium on general insurance policies. Aifa has been in discussion with the GISC for months, arguing that IFAswho sell general insurance policies such as waiver of premium with life andpension products are sufficiently […]

Simplified VAT rules &#39will save firms up to £1k a year&#39

Government proposals to make it simpler for small businesses to deal withVAT could save IFAs up to £1,000 a year, according to Treasuryminister Paul Boateng. The proposals are for businesses with a taxable turnover of up to£100,000 a year to have their bookkeeping requirements simplified byCustoms & Excise&#39s flat rate scheme. As part of the […]

Now ABI to review the effects of regulation

The ABI has commissioned a London Economics-style report questioning thedouble whammy of FSA and Government regulation on competition and savingslevels which will now form part of its Sandler review response. The report, by international financial services specialist Oliver Wyman &Company on The Future of Regulation, will also examine the role thatface-to-face advice has on encouraging […]

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Guide: how to… communicate with your pension members

Effective communication of your pension scheme is a large part of getting auto-enrolment right. Delivering the same message to all employees is not necessarily the way to go. To assist you with the communication of your pension scheme, we have provided some key areas to think about, such as:

  • What to consider when segmenting your workforce
  • How to communicate to pension scheme members at the right time in their member lifecycle
  • What topics you should be discussing with your pension members
  • The new pension freedoms and the importance of communicating them


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