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Lincoln offers 2 per cent discount on applications before January

Lincoln Financial Group is offering a 2 per cent discount on Pep applications received before the end of this month.


The discount is available on all of its trusts but the group is predicting that its Income Trust will be the most popular.


Investment marketing manager Rob Merrick says: &#34There will be no Pep next year for those who miss the deadline and with the Easter weekend over April 2-5 we are encouraging people to get their applications to us as early as possible.&#34


All Lincoln&#39s Peps have an initial charge of 5.82 per cent, an annual management charge of 1.25 per cent. IFA commission is variable.

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