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Lincoln launches structured product

Lincoln Financial Group is launching a new IFA product. The Staged Investment Plan will be linked to 11 trusts managed by fund managers: Goldman Sachs Asset Management and Delaware International Advisers.


Conservative ideas on pensions

Whenever a group of pensions people get together these days, the conversation seems to get round to the new Conservative Party pensions policy. It is published in a pamphlet entitled “a fair deal for everyone on pensions” and can be downloaded from their website at The pamphlet is co-authored by David Willetts, MP and […]

NU pledge to probe rate changes over lifetime mortgage

Norwich Union has conceded that there could be a problem with its lifetime mortgage and says it will be looking into the issue of rate changes between application and completion. Last week, NU met Mortgage Portfolio Services principal Simon Chalk to discuss issues raised over the product&#39s mark-to-market early redemption penalties and the fact that […]

Treasury delays stakeholder cap decision

The Treasury has delayed its decision on the proposed price cap for stakeholder products after FSA research has revealed that more work was needed on proposals for a simplified sales regime. The Government says it will not make a decision on the cap until next year to ensure that the sales regime and product design […]

ABI asks Goverment to &#39keep open mind&#39 on lifetime cap

The ABI has urged the government to &#39keep an open mind&#39 about the level of the lifetime cap but welcomed the moves to simplify the pensions tax regime from 8 down to 1 contained in the pre-Budget report. ABI director general Mary Francis says: “Simplifying the pensions tax regime is essential to encourage more people […]


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