Neptune Investment Management has teamed up with private equity manager Calculus to offer the Neptune-Calculus income and growth VCT. The VCT will provide twice yearly tax-free dividends and capital growth. Initially, all the money raised through the offer will be inves-ted in a portfolio of Neptune income funds, UK shares and money market instruments. The […]
I have been reading the December 9 edition of Money Marketing in relation to the FOS seeking regulation for no win/no fee endowment complaint handlers. It always amuses me when I read this as it seems to me that this growth market is one that has been created by the impression that the FOS scheme […]
Do you think whole-of-life policies have been widely missold?”Yes. I think if whole-of-life products have been sold as savings vehicles then there could be a widespread problem.” Geoff Castell, Geoff Castell”No. Personally I would not say there is a great problem. The products are fine, it is a question of how they are sold.” Mark […]
Nearly 12 months since sweeping to power, prime minister Narendra Modi has overseen a significant turnaround in India, which is now on track to become one of the most pro-growth, pro-investment economies in Asia. While the market has rallied 48 per cent over the last year in response to Modi’s reform agenda, what is the potential for further progress?
The pensions dashboard: now there is a good idea, surely? Well, actually no, it is not. To be fair, it sounds like a good idea – a one stop shop where you can see all your various pensions in one place, neat and tidy, lovely and shiny. But there are some problems – quite a […]
When I first started flicking through career guides and thinking about what path to take, I wanted to make sure my job gave me flexibility, the ability to travel and the opportunity to meet people. After researching it, I realised a career in financial planning could tick all these boxes and, so far, my experience […]
The FCA has published the findings of its review into how non-deposit taking mortgage lenders and mortgage third-party administrators handle complaints, concluding that some approaches are “inflexible”. The regulator wanted to see if the processes involved in handling complaints posed a risk to customers, and, in some areas, found room for improvement. While the FCA […]