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LibDems want financial lessons to tackle debt

The Liberal Democrats have called for financial education and awareness to be integrated into the national curriculum as part their debt action plan.

LibDem Shadow Chancellor Vince Cable has set out 10 policies. He says financial education should be incorporated within maths and citizenship syllabuses.

The plan calls for Government action to create national independent advice centres providing financial healthchecks.

Other policies include a plan for the FSA and competition authorities to investigate the mortgage payment protection insurance market and issue guidelines on non-income-verified mortgages. The plan requires the FSA to ensure credit promotion and advertising have health warnings.

Cable says: “The Government has been complacent on this issue and must take action to improve economic stability and banking regulation so debt levels do not spiral out of control and consumers are clear on how much they have borrowed. There must be safety nets in place if the housing market collapses and many find themselves unable to pay their mortgages.”

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A bull case for US equities?

Neptune video: a bull case for US equities?

Watch Felix Wintle, head of US equities at Neptune, discuss why he believes US equities are in a structural bull market and the key factors that can drive the S&P 500 higher.

In the video, Wintle addresses the following:

• The US market and why — despite equities rising from 2009 — he believes the structural bull market only started in 2013
• Key economic and corporate factors that can drive the S&P 500 higher
• Investment themes and sectors offering exposure to the domestic recovery

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