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LIA calls for annual health statements from FSA and FOS

The LIA is calling for the FSA and the Financial Ombudsman Service to publish annual statements, offering their overview of the health of the financial services sector.

In its response to the FSA&#39s consultation on the FOS, the LIA has suggested that these annual reports could draw attention both to areas of concern and also to areas where industry performance is satisfactory or above average.

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Malone says TCF move will hit fees

The FSA&#39s initiative on Treating Customers Fairly will have a greater effect on the mortgage industry than the onset of mortgage regulation and will reduce procuration fees for mortgage advisers, says Premier Mortgage Services managing director John Malone. Speaking at Money Marketing Live in Manchester on Tuesday in a debate about mortgage regulation, Malone said […]

Regulation reminders

An issue that has been on the boil since regulation was first announced is the use of the term “independent”. This single word has provoked more discussion than perhaps any other asp-ect of regulation in both the IFA market as well as the mortgage inter-mediary market. If you want to call your firm an “independent” […]

Managing the graduate trainee process

The purpose of the professional development contractThe process of developing graduate trainees through the main stages of their programme has to be carefully planned and managed. A manager needs to take responsibility for the programme and keep the progress of the trainee under review. The document outlining the whole process for the graduate traineeship is […]

Norwich Union term and mortgage life insurance reprice

Norwich Union is repricing its term and mortgage life insurance as of October 4. Term assurance will on average decrease by 0.45 per cent. Mortgage life assurance – no options – will decrease on average by 1.67 per cent. Mortgage life insurance with guaranteed critical illness option will decrease on average by 3.8 per cent. […]

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