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L&H launches two-year fixed rate loan

Leeds & Holbeck Building Society is launching a two-year 3.99 per cent fixed rate loan.

Designed for the intermediary channel, the rate is fixed until July 1, 2005 and open to new borrowers and existing society borrowers who are moving home.

It is available up to 905 per cent loan to value and offers a free valuation.

Corporate Relationship Manager Jeff Kirk says: “We believe this product will compete strongly in a market place where demand for two-year fixed rate loans remains buoyant. “


Keydata unlocks income

Keydata Investment Services has established a fourth issue of the extra income plan, a guaranteed equity bond linked to the FTSE 100 index during a five-year term. The bond initially offers investors a choice between two options. Option one provides a further choice of 8 per cent income a year, 1.93 per cent income a […]

Boulger warns long fixes could push up house prices

Income multiples on loans and property prices could soar if long-term fixedrate mortgages take a grip on the market, says Charcol senior technical manager Ray Boulger. He warns that an increased market for longterm loans would lead to a reduced risk of repossession which would result in lenders increasing earnings&#39 multiples by up to seven […]


Two main areas affected by the Budget statement are as follows: 1. Charitable Trusts Investing in Life Assurance This is a major change announced in the Budget Note BN24 &#45 Life Policyholder Taxation (see also section 7 of this Bulletin). With effect from 9 April 2003 trustees of charitable trusts will not have to pay […]

B&W Deloitte to research price cap level

The Government has appointed consultancy B&W Deloitte to conduct independent research into what level the price cap should be for the Sandler suite of products. Caroline Barr, who is currently head of benefit reform at the Treasury but is becoming head of fund management after Easter, revealed the move in a debate on the Sandler […]


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