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L&G says 424,000 firms without pension scheme

Research carried out by Legal & General shows 424,000 firms in the UK employing between five and 49 people do not currently offer their staff access to a pension scheme.

Of those who said they would seek advice, 31 per cent would go to an IFA, compared to 29 per cent from a bank, 14 per cent from an accountant and 13 per cent from a pensions company.

The L&G survey also showed 22 per cent of firms with five or less employees, which are exempt from the rules, plan to offer a stakeholder pension to staff.


Crossing the divide

One of the sharpest divisions of opinion among stakeholder pension providers appears to be in the area of with-profits. Some say categorically that with-profits is not feasible in stakeholder. At the other extreme, some not only offer it but have also selected it as their default fund. How can they all be right? An interesting […]

IFAP enlarges media directory

IFA Promotion has published a second edition of its press services directory which gives media information on UK IFAs. IFAP claims the guide helps generate publicity for IFAs, which builds respect among existing clients and attracts new customers for IFAs listed. The new edition gives information on 105 IFAs, up by 40 per cent on […]

Canada Life offers Fidelity funds

Canada Life is to offer its Annuity Growth Account policyholders access to two of Fidelity&#39s range of funds. The AGA allows policyholders to defer the purchase of a lifetime annuity past age 75. Canada Life says IFA feedback shows they like having more choice when investing in the AGA and the Fidelity agreement is the […]

Funds Direct – 7 Of The Best Isa

Monday, 19th March 2001.Type: Stocks and shares mini or maxi Isa.Aim: Income and growth by investing in unit trusts and Oeics.Minimum investment: £1,000.Maximum investment: £7,000.Catmarked: No.Investment choice: Investors choice of a maximum of 7 funds from approximately 1,300.Charges: None.Offer period: Until further notice.Commission: None.Tel: 08700 738393. 


Guide: reporting to the Pensions Regulator — what and when?

Johnson Fleming has published a step-by-step guide demonstrating the importance of record keeping and reporting, and how it can ensure you operate a successful scheme. The guide takes you through some key questions you need to ask and identifies the information you need to obtain. The topics include: why you need to keep records and the benefits of doing this; registering your scheme; what information you need to record to ensure you meet the Pensions Regulator’s requirements; and what items need to be recorded and when.


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