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L&G publishes mortgage club compliance toolkit

Legal & General is launching a toolkit to help brokers in its mortgage club comply with the requirements of the Mortgage Code Compliance Board. The first part of the toolkit concentrates on the regulator’s requirements for fitness and properness and the second part, due for publication in the coming weeks, covers training and competency. The toolkit includes details on the background to the rules, advice on the procedures to be undertaken and forms and checklists to ensure compliance.


IF services aimed at Hearts FC supporters

Telenet bank Intelligent Fin-ance is teaming up with Heart of Midlothian Football Club to offer a range of financial services to the team&#39s 30,000 supporters. The three-year deal will see IF provide current accounts, savings, mortgages and personal loans to Hearts fans through a joint marketing initiative aimed at generating income to help build a […]

CABs say UK consumers ill-informed about personal finances

British consumers are paying a high price for being ill-informed and unconfident when it comes to making crucial decisions about their personal finances, according to a new report from the National Association of Citizens Advice Bureaux. NACAB estimates the collective cost to consumers of poor financial literacy skills could be very significant with £4 billion […]

Taking advantage

21st Century Health Plans has introduced the hospital advantage plan, an individual PMI plan that aims to provide affordable cover for hospital treatment. It operates through a public-private partnership between 21st Century Health Plans and selected NHS hospitals. Policyholders are given access to private NHS facilities at a negotiated rate. Premiums range from £176.27 a […]

The prudent approach

While the industrywide electronic new business initiative struggles to reach anything like acceptable levels of usage, there are a small but significant number of life offices which are attracting electronic new business over their websites. Prudential is an excellent case in point, having recently announced that it has now received over £100m in investment into […]


Almost nine in 10 employers admit failings with post-DRA compliance

The default retirement age (DRA) was abolished more than three years ago, yet new research from Jelf Employee Benefits suggests that the vast majority of employers still have some way to go to fully understand, comply and communicate the landmark legislation change that prevents older employees being forcibly retired on the grounds of age alone.


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