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L&G offers self-cert one year tracker loan

Legal & General’s Mortgage Club is offering a self-certification one-year tracker loan funded by Britannia’s specialist lending arm Verso. The loan tracks Bank of England base rate plus 0.74 per cent for the first year, before switching to 1.94 per cent above base until completion. Under the current Bank base rate, borrowers will pay interest at 5.99 per cent.

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Add fees to product charges for commission comparison&#39

Fees should be treated as product charges on key features documents to show their true impact versus commission to policyholders, according to Skandia research.The research comes ahead of the launch of FSA league tables which places charges as the main point of comparison for consumers and as Ron Sandler begins his review covering commission bias.Skandia […]

L&G offers 5.75 per cent on new account

Legal & General has launched a new fixed rate savings account with an interest rate of 5.75 per cent gross.The Term Savings Account – Issue 8 opens for investments this month and the rate will be fixed for one year after the account is set-up.Accounts can be opened with a minimum deposit of £2,500 and […]

Work/life balance key, survey shows

People would rather spend more of their salary on additional holiday entitlement and private healthcare benefits for themselves rather than contributing towards costs for care of children or elderly relatives, a new survey shows.The research, carried out by employee benefits provider The Total Remuneration Package Company, found that when asked what benefits they though important, […]

Divorce route for Equitable annuitants

Getting divorced could be the only escape route for Equitable Lifeannuitants, according to The Annuity Bureau. The specialist IFA says usingdivorce legislation, which came into force last December, it istheoretically possible that a with-profits annuity holder&#39s pension couldbe transferred from Equitable as pension-sharing legislation allows apercentage of one person&#39s pension fund to be transferred to […]

Europe: why persist with value today?

By Rob Burnett, Neptune’s Head of European Equities The Neptune European Opportunities Fund remains committed to a value bias. We see a broadening array of opportunities in diversified industries at compelling valuations today. The most complicated part of the market is the European banks. We are currently overweight in this sub-sector as many banks are […]

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