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L&G offers mortgages for &#39cleaned up&#39 borrowers

Legal & General&#39s Mortgage Club is offering two new mortgages for borrowers who have past payment problems such as county court judgements, but have a clean record over the past year.

Borrowers can choose between a discounted loan or a fixed rate on up to 90 per cent of the property value.

The discounted loan offers a reduction of 1.06 per cent off standard variable rate for three years, after which the rate reverts to base rate plus 2.25 per cent.

The fixed rate option offers a rate of 5.79 per cent until December 2005 and standard variable rate thereafter.

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Taking the strain

Rocketing private medical insurance premiums have been a difficult pill for consumers to swallow.But some IFAs are now suggesting a move towards a stakeholder model for PMI that could provide a solution for those not eligible for company schemes and unable to afford individual plans.PMI premium prices have escalated rapidly, largely because of the age […]

Platform unveiled as new name for Britannia&#39s intermediary business

Platform has been unveiled as the brand name for Britannia Building Society&#39s new intermediary business following the merger of its Platform Home Loans and Verso divisions. The new brand offering prime to non-conforming products launches in January next year, and until then it will be business as usual for both divisions. Britannia says the Platform […]

Insight Investments – Insight Investments US Select Opportunities

Wednesday, 23 October 2002 Type: Oeic Aim: Income by investing in US equities Minimum investment: Lump sum £2,000, monthly £100 Investment split: 100% in US equities Isa link: Yes Pep transfers: Yes Charges: Initial 5.25%, annual 1.5% Commission: Initial 3%, renewal 0.5% Tel: 0845 8506050

Berkeley tops network survey

Berkeley Independent Advisers has topped a survey of satisfaction among IFA network members for the seventh year.The annual survey, carried out by Henry Samuels Marketing Services, rated the level of satisfaction on 11 criteria through telephone interviews with 425 network members from the 13 main networks.During the interviews, carried out in June and July, members […]

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