Legal & General is offering a medium-term Sandler-style investment plan. The MTIP, available as an Isa and unit trust, will invest via the L&G distribution trust and will be sold using the newly developed basic advice service. The total annual charges are 1.32 per cent, and the product is intended to provide an alternative to cash deposit accounts.
Hundreds of potential customers could be disadvantaged as financial services websites do not conform to the Disability Discrimination Act.Of six randomly selected home pages of life / protection providers only one met the minimum requirements for disabled persons accessibility under UK guidelines.Money Marketing used an online accessibility module created by Watchfire to test the sites. […]
The Pensions Regulator has published its draft code of practice on dispute resolution procedures for schemes. Consultation runs until May 13 with the final code due in September. Key points include giving scheme trustees and managers greater flexibility when designing a schemes dispute resolution process and ensuring claims are dealt with swiftly.
Charlotte Read at Polhill Communications has invented a new cocktail based on the unique and beautiful coloring of the Essex dawn. The Hainault Sunrise, which she describes as “the summer drink of choice for any creative classy Essex girl”, will doubtless appeal to many IFAs, too. Mix vodka, orange juice and Bacardi to taste and […]
UK mortgage lending is set to decline by 10 per cent over the next three years, according to research by Datamonitor. The UK Mortgages 2004 report says house prices are stalling as lenders face challenges with reshaping of distribution and more competition. Datamonitor expects more lenders offering one rate for new and existing customers.
By Kim Jarvis, Technical Manager with Canada Life’s ican Technical Services Team. Inheritance tax has been around in some form since 1796. Estate duty dates back to 1894 and over the years this tax has evolved into the inheritance tax (IHT) we know and love today, which was introduced in 1986 as a replacement for […]
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The Financial Ombudsman Service has appointed Money and Mental Health Policy Institute vice chair Richard Lloyd to lead an independent review into its complaints handling process. The former Which? executive director has been charged with producing a report into FOS’ practices after a Channel 4 documentary earlier this year suggested a number of failures at […]
Aberdeen Standard Investments has voted against multi-million pound payouts for senior executives at housebuilder Persimmon. Persimmon held its annual general meeting today. There was a huge outcry at the end last year when it emerged the chief executive, chief financial officer and managing director of Persimmon were in line for huge pay packets as a […]
Consideration of non-pensions related tax-advantaged investment is becoming more necessary This week I want to take a look at where things stand in relation to pensions and planning using tax-advantaged investments following the Spring Statement. With the increasing impact of the lifetime and annual allowances, consideration of non-pensions-related tax-advantaged investments is becoming ever more necessary […]