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L&G launches new flexible mortgages

Legal & General is launching flexible mortgages with the option of cashback between £200 and £400 or free legal services.

Borrowers can take £200 cashback, with a discount of 1 per cent giving a current rate of 5.85 per cent, on a maximum loan to value of 95 per cent. At the end of the initial discount period the rate reverts to the variable rate, currently 6.85 per cent.

Borrowers taking a £200 cashback on a maximum 75 per cent loan to value receive a discount of 1.5 per cent for the first six months.


Axa – World Opportunities Fund

Monday, 29th January 2001.Aim: Growth by investing in high risk worldwide equity stocks.Minimum investment: Lump sum £1,000, monthly £50.Investment split: 100 per cent in high risk worldwide equity stocks.Isa link: Yes.Pep transfers: No.Charges: Initial 3.5 per cent, annual 1.5 per cent.Commission: Initial 3 per cent, renewal 0.5 per cent.Tel: 01179 890808. 

UCB Home Loans launches self-certification flexible mortgage

Nationwide specialist lender UCB Homeloans is launching a flexible mortgage called FlexiPlus, aimed at the self-certification market. The FlexiPlus mortgage has a 1 per cent discount off its variable rate, currently 7.99 per cent, for the first two years and is available on 85 per cent loan to value. The product allows underpayments of up […]

Don&#39t waive goodbye to valuable benefits

Do not let your clients lose out on valuable protection benefits. As the industry careers towards the introduction of stakeholder pensions, you could be forgiven for thinking that every issue has been deb ated many times over. Not so. The chan ges to protection bene fits are a case in point and are worthy of […]

Threadneedle Isa ads on computer-controlled sites

In a UK-first, Threadneedle Investments is promoting its Isas on computer-controlled, floodlit outdoor poster sites. Threadneedle says it is the only financial company to advertise on the new poster system brought to the UK by Firstlight. Each poster unit is fitted with a cassette storing 12 individual posters ready for display when triggered. The posters […]

Craig Inches – thoughts on how to preserve capital and generate income in an inflationary environment

In this short video, Craig Inches, head of short rates and cash at Royal London Asset Management, offers his thoughts on how to preserve capital and generate income in an inflationary environment. Watch the video in full The value of investments and the income from them is not guaranteed and may go down as well […]


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