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L&G launches new discount mortgage

Legal & General’s Mortgage Club is launching an exclusive two-year, stepped discount mortgage.

The deal offers a 2.5 per cent discount in year one, followed by 1.82 per cent in year two. This discount from standard variable rate means borrowers will currently pay 3.45 per cent for loans up to 95 per cent loan to value.

While the product is fully portable and allows a 10 per cent, no penalty, extra repayment of the loan each year, full repayment prior to April 30 2004 will incur a six month interest redemption penalty.

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Friday, 12 April 2002 Type: High interest account Minimum-maximum investment: £1,000-£1m Interest rates: 4.2% a year gross, 4.12% a month gross Term: Six months Offer period: Until May 6, 2002 Withdrawal penalties: Withdrawals not permitted during term Tel: 0845 1110117

Seeking quality in uncertain markets

By Ewan McAlpine, Senior Client Portfolio Manager In uncertain times, investors naturally seek safety. But in fixed income markets, what does that really mean? Ewan McAlpine outlines the approach RLAM’s Fixed Income Team will be adopting across its credit funds in response to potentially volatile markets this year. Click here for full article

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