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L&G accessibility accreditation

Legal & General has received the Shaw Trust accessibility accreditation.
It says it is the first financial services company to receive the accolade, for its group website. The Shaw Trust is a national charity working in disability, disadvantage and employment.

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Two options for change on protection age rules

The FSA is to consult on whether protection policies maturing beyond age 70 should be regulated under investment rules as now or be allowed under general insurance rules. The consultation could open up the sale of policies under Icob rules rather than purely under Cob rules as with investment contracts. The age limit was origin- […]

Hubble bubble

Bubbles can be described as situations where the price of an asset exceeds its actual value. When these assumptions are realised to be unattainable, the market suddenly falls back. Mini bubbles occur everyday in capital markets. The bubbles we are talking about here are far more menacing, involving a level of mispricing that could undermine a whole economy and cause enormous loss of wealth.

Kirwan says regulate products, not advice

The UK should regulate financial services products rather than advice, says Scottish Widows protection marketing manager Nick Kirwan. He says advisers have a tough time remaining compliant on largely personalised products and they get little support from the FSA, which often makes retrospective decisions. Kirwan says product regulation is successful in other European countries and […]

Fears over change of ownership

The IMA represents the UK-based investment management industry. Our members include independent fund managers, the investment arms of retail and investment banks and life insurers and the mana- gers of occupational pension schemes. They are responsible for the management of approaching 3tn of funds (based in the UK, Europe and elsewhere), including authorised investment funds, […]

Generation Rent

By Denise Wond, marketing manager We’ve heard a great deal about Generation Rent in recent years but what does it actually mean for consumers and advisers and has the face of the typical renter changed? The picture is certainly more diverse than it used to be. Homeownership is at its lowest point in 30 years, […]

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