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Legal & General two-year discount

Legal & General discount

Type: Self-certification discount

Discounted term: Two years

Discount: 1.36% (off 1.75% above BBR)

Payable rate: 4.39%

Minimum loan: £25,001

Maximum loan: Up to 85% of valuation subject to a maximum of £1m

Income multiples: 3.25 x single or 2.75 x joint

Arrangement fee: £299

Redemption fee: 5% of amount repaid in first year, 4% in second year.

Conditions: None

Introducer’s fee: Varies

Tel: 0845 300 9977


Skipton – Bonus Rate Mini Cash Isa

Tuesday, March 12, 2002Type: Mini cash IsaAim: GrowthMinimum investment: Lump sum £500Maximum investment: £3,000Catmarked: NoInterest rate: Investments £500-£2,999 – 3.6% gross a year, £3,000 –4.95% gross a yearCharges: None.Withdrawal penalties: Two penalty free withdrawals a year provided30 days notice given. Thereafter 30 days’ loss of intereston amount withdrawnCommission: NoneTel: 0800 446776

Price looking for female advisers in UK expansion

IFA business Fiona Price & Partners, which focuses on advising women, is aiming to break out of its London stronghold and expand its offering nationwide.The firm, which currently has an all-woman team of 12 RIs, is planning to take on 30 female IFAs across the country in the next two years to work under its […]

Sipp with increased control

Winterthur Life is introducing a new self-invested personal pension product aimed at the growing band of investors wanting to take control of their pension arrangements.The Universal Sipp has a range of investment options from a panel of portfolio managers including commercial property, pension funds, unit trusts and deposit accounts. The managers include Cazenove, Gerrard, Killik […]

Small VCTs should return money to investors says fund manager

Small Venture Capital Trusts do not represent a viable investment opportunity and should return money to investors says VCT provider Yorkshire Fund Managers.YFM managing director Phil Cammerman says a number of smaller funds are of a size where their investment objectives are difficult to justify and to achieve.He says YFM has taken the view it […]


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