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Legal & General – Protection Choices

Thursday, 15th March 2001.

Type: Cafeteria style protection plan covering critical illness cover, accident sickness and unemployment cover and term assurance.


Minimum premium: £10 a month.

Maximum cover: None.

Illnesses covered: Alzheimer&#39s disease before age 65, angioplasty, aorta graft surgery, benign brain tumour, blindness, cancer, coma, coronary artery by-pass surgery, deafness, heart attack, heart valve replacement or repair, HIV/AIDS cover for medical staff and other specified groups, kidney failure, loss of limbs, loss of speech, major organ transplant, motor neurone disease before age 65, multiple sclerosis, paralysis/paraplegia, Parkinson&#39s disease before age 65, permanent and total disability, pre-senile dementia before age 65, stroke, third degree burns.

Minimum-maximum ages: 17-60.

Charges: None.

Commission: Initial 100 per cent of lautro rates, renewal 100 per cent of lautro rates.


Maximum benefit: 140 per cent of mortgage payment.

Benefit payment term: 12 months.

Deferred period: Choice of 4,8,13,26 or 52 weeks.

Premium: Varies depending on occupation.

Options: Term assurance.

Commission: Initial 40 per cent.

Tel: 0845 3008008.



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