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Legal & General – Portfolio Bond

Legal & General

Portfolio Bond

Type: Unit-linked bond

Aim: Growth by investing in up to 10 internal and externally managed unit-linked funds

Minimum investment: Lump sum 5,000

Fund links: 208 funds from Legal & General, Aberdeen, Aegon, Allianz Global Investors, Artemis, Baring, Britannic, Cazenove, F&C, Fidelity, First State, Framlington, Franklin Templeton, Gartmore, Henderson, HSBC, Insight, Invesco, Investec, JPMorgan, Jupiter, Lazard, Legg Mason, Liontrust, M&G, Malborough, Martin Currie, Merrill Lynch, Neptune, New Star, Newton, Norwich Union, Old Mutual, Rathbones, Rensburg, Schroders, SG Asset Managemnt, SVM, UBS

Allocation rates: For policyholders under age 75 – investments up to 24,999 100%, 25,000-49,999 – 100.5%, 50,000-99,999 – 101%, 100,000 and above – 101.25%. For policyholders aged 75 and over investments up to 24,999 – 97.5%, 25,000-49,999 – 98%, 50,000-99,999 – 98.5%, 100,000 and above – 98.75

Charges: Initial 1.25%-2.5% for policyholders aged 75 and above, annual 1.3-3.26% depending on funds chosen

Switches: 12 free switches a year, thereafter 25

Commission: Subject to negotiation

Tel: 0845 2730008


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