View more on these topics

Legal & General – HealthCare Choices

Legal & General

HealthCare Choices

Type: Modular individual and group private medical insurance plan

Minimum-maximum ages: 18-80

Minimum premium: No premium

Maximum benefits: No overall maximum but limits are imposed on some benefits

Minimum group size: Three

Cover provided: Core modules – cancer treatment, in-patient and daycare excluding cancer treatment, full outpatient cover excluding cancer treatment, selected outpatient cover excluding cancer treatment; Additional modules – therapies cover up to £1,100 a year, psychiatric care including in-patient cover up to 28 days a year and out-patient cover up to £1,200 a year, everyday health cover up to £250 a year towards dental and optical fees, family care including childbirth complications and £100 maternity cash for each child, support services including GP telephone service, stress helpline and discounted gym membership

Options: London hospital opt-out, no-claim discount

Excess: Individual cover – #100- £5,000, group cover – #100-£250 each person

Discount: Optional 50-65% no claims discount, 10% discount for group schemes, 60% discount if switching from another insurer on no-claims

Commission: Individual plans – initial 40-65%, group plans initial 25-45%, renewal 5-10%

Tel: 0845 303 3366


The comeback country

In the May stockmarket correction, emerging markets and high-beta stocks were among the hardest hit by investors’ flight from risk.

Widow is a Braveheart in company’s new calendar

Scottish Widows’ new widow Hayley Hunt remains calm in the face of a storm in the company’s latest marketing campaign. Widows has commissioned acclaimed Scottish photographer David Boni to produce a limited edition of 500 calendars featuring Hunt.

Sesame backs regulation for support services firms

Sesame is backing Tenet’s move to apply for FSA regulation for its support services arm despite regulation not being required. Sales and marketing director Steve Young says it demonstrates a positive and confident attitude if a support services firm seeks FSA regulation. He says there have been very low barriers to entry in this sector […]

The MM Profile: Tony Jones

Snow White smoking inspired Pink Home Loans managing director to take a new view of service and he is campaigning to rid the adverse sector of the wicked witches while diversifying and building the firm, particularly on the club side and moving into business abroad. Interview by Guy Anker


News and expert analysis straight to your inbox

Sign up


    Leave a comment