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Legal & General – Capital Control Bond

Legal & General – Capital Control Bond

Type: With-profits bond

Aim: Growth or income by investing in UK equities, international equities, fixed-interest securities and commercial property through the Legal & General with-profits fund

Minimum investment: Lump sum £5,000

Bonus rates: Capital Control Growth Bond  – 3% Interim Bonus plus 1.75% Final Bonus, Capital Control Income Bond  – 4.25% Interim Bonus

Investment split: Capital control growth bond – 39% fixed-interest securities, 30% UK equities, 14% overseas equities, 17% commercial property, capital control income bond – 49% fixed-interest securities, 25% UK equities, 9% overseas equities, 17% commercial property

Options: Single or multiple lives, automatic 10-year capital guarantee or choice of guarantee option one -10 year guaranteed return, option two – combination of five and 10-year capital guarantees, option three – combination of 10-year guaranteed return and five-year capital guarantee

Allocation rates: 97.5-101.25% depending on age of investor and amount invested

Charges: Implicit in bonus rates for investors up to age 74, initial charge 1.25% to 2.5% for investors age 75 and over depending on amount invested, guarantee charge annual 0.2% for five years for guarantee option one, annual 0.8% for guarantee option two, annual 1% for five years for guarantee option three

Commission: Subject to negotiation

Tel: 0845 273 0008


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Cricket - thumbnail

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