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Leeds & Holbeck launches 10-year fixed rate at 4.65%

Leeds & Holbeck building society is launching a best buy 10-year fixed rate mortgage at 4.65 per cent.

The rate will be available at 80 per cent LTV and Leeds & Holbeck says it is a response to diminishing belief that another base rate cut will occur by the end of the year, and because many mortgage providers pulling their fixed rates, replacing them with higher priced deals.

There is no higher lending fee payable and the offer gives flexibility of 10 per cent capital repayments allowed each year.

Leeds & Holbeck corporate relationship manager Jeff Kirk says: “The mortgage market is usually very busy in September, with many customers looking to restructure
their mortgage to a cheaper rate or move into a new home before Christmas. This is an opportunity for people to secure a good rate for a long period.”

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