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Leeds & Holbeck – Flexible three-year discount

Type: Discounted rate flexible mortgage

Discount: 1.1%

Discounted term: Three years

Payable rate: 4.39%

Minimum loan: £25,000

Maximum loan: Up to 95% of valuation subject to a maximum loan of £200,000, up to 90% of valuation subject to a maximum of £300,000, up to 85% of valuation subject to a maximum of £400,000, up to 80% of valuation subject to a maximum of £500,000

Income multiples: Up to 95% of valuation &#45 3.25 times principal income plus second or 2.5 times joint, up to 80% of valuation &#45 3.5 times principal income plus second or 2.75 times joint, up to 50% of valuation &#45 3.75 times principal income plus second or 3 times joint

Flexible features: Overpayments, underpayments, payment holidays, interest calculated daily, lump sum withdrawals

Redemption fee: None

Arrangement fee: None

Introducer&#39s fee: Loans of up to £50,000 – £125, loans above £50,000 &#45 0.25% of original loan

Tel: 0121 643 6741


Malone fixes it for charity

Now then, now then. The Diary hears that Prudential Premier Mortgage Services supremo John Malone was recently mistaken for eccentric veteran DJ Sir Jimmy Savile while on the streets of Glasgow.Turns out the silver fox of the mortgage world was out in his shellsuit to train for his up and coming 100m race against Mortgage […]

B&B acquire Aitchison & Colegrave

Bradford & Bingley has today announced the acquisition of Scottish IFA Aitchison & Colegrave as part of its strategy to increase its mid to high net worth business. The IFA is to be rebranded Charcol Aitchison & Colgrave and current management will remain with the business. One of Scotland&#39s leading IFAs, Aitchison & Colegrave has […]

Accord checks out self-cert sector with broker groups

Yorkshire Building Society&#39s intermediary lending arm Accord Mortgages is testing self-certification mortgages with a view to launching them across the board if the trial is successful.Accord is working with a group of brokers looking into the pros and cons of offering self-cert mortgages across its range. It plans to clone its existing products and add […]

Maintain high exam standards

It was remarkable to see that the pass mark in the July 2003 sitting of the savings and investments exam was 70 per cent. Clearly, the exam is proving popular, with many IFAs keen to sit it.Having sat the exam in July, my only concern is that the multiple-choice nature of the exam makes it […]


Employer iPMI responsibilities could continue to escalate, says Jelf

New laws in Dubai will put the burden of providing international private medical insurance (iPMI) firmly on the shoulders of the employer in order to maintain the country’s leading healthcare facilities. With 10,000 UK nationals having moved to the country since 2007 and only 16.5 per cent of the total 8.2 million people living there being Emiratis, Jelf Employee Benefits believes this move was inevitable and employer responsibilities could continue to escalate in future.


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