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Leeds & Holbeck – Five Year Fixed Rate

Leeds & Holbeck

Five Year Fixed Rate

Type: Five year fixed rate mortgage

Fixed term: Five years

Fixed rate: 4.79%

Minimum loan: 25,000

Maximum loan: Up to 95% of valuation subject to a maximum of 200,000, up to 90% of valuation subject to a maximum of 300,000, up to 85% of valuation subject to a maximum of 400,000, up to 80% of valuation subject to a maximum of 500,000

Income multiples: Up to 95% of valuation – up to 3.5 times principal income plus second or 2.75 times joint, up to 90% of valuation – up to 3.75 times principal income plus second or three times joint, up to 80% of valuation – up to four times principal income plus second or 3.25 times joint, up to 75% of valuation – 4.25 times principal income plus second or 3.5 times joint

Conditions: Capital repayments of up to 10 per cent
allowed without penalty, free mortgage payment protection insurance for six months

Arrangement fee: 695

Redemption fee: 5% of amount repaid in years one and two, 4% in year three, 3% in year four, 2% in year five

Introducers fee: Refer to lender

Tel: 01543 418104

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