Leeds & Holbeck Building Society is launching a three-year stepped discount and two fixed-rate mortgages.
The discount mortgage offers a 3.25 per cent discount on the society's standard variable rate of 6.79 per cent in the first year.
This reduces to 1.25 per cent in year two and 1 per cent in the third year. It has a maximum loan to value of 90 per cent.
It is offering a ten-year fix at 5.75 per cent until July 1 2009 up to 75 per cent loan to value and 5.9 per cent for up to 90 per cent ltv.
It is also offering a five-year fix at 5.35 per cent until July 1 2004 up to 75 ltv, 5.5 per cent up to 90 per cent ltv and 5.65 per cent up to 95 per cent ltv.
IFAs will be paid a procuration fee of £125 on completion.