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Leeds & Holbeck – 5 Year Fixed

Tuesday, 16 October 2001.

Fixed term: Five years.

Fixed rate: 5.49 per cent

Minimum loan: £25,000.

Maximum loan: Up to 95 per cent of valuation subject to a maximum of £200,000, up to 90 per cent subject to a maximum of £300,000, up to 85 per cent subject to a maximum of £400,000, up to 80 per cent subject to a maximum of £500,000. up to 50 per cent subject to a maximum of £500,000.

Income multiples: Up to 95 per cent of valuation 3.25 times principal income plus second or 2.5 times joint, up to 80 per cent 3.5 times principal income plus second or 2.75 times joint, up to 50 per cent 3.75 times principal income plus second or three times joint.

Arrangement: £399.

Redemption fee: Six months’ interest for first three years, three months’ interest for years four and five.

Conditions: Compulsory buildings and contents insurance. Payable rate increases by 0.24 per cent if insurance not taken.

Introducer’s fee: Loans up to £59,999 – £125, £60,000 and above 0.25 per cent.

Tel: 0500 225777.


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