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Leeds & Holbeck – 3 Year Fixed Rate

Fixed-rate mortgage

Fixed term:
Until March 1, 2007

Fixed rate:

Minimum loan:

Maximum loan:
Up to 90% of valuation subject to
a maximum of £300,000,
up to 85% of valuation subject to
a maximum of £400,000,
up to 80% of valuation subject to
a maximum of £500,000

Income multiples:
Up to 90% of valuation &#45 up to 3.5 times principal income plus second or three times joint,
up to 80% of valuation &#45 up to 3.75 times principal income plus second or three times joint,
up to 50% of valuation &#45 up to four times principal income plus second or 3.25 times joint

Redemption fee:
Six months&#39 interest until March 1, 2005,
five months&#39 interest until March 1, 2006,
four months&#39 interest until March 1, 2007

Arrangement fee:

Introducer&#39s fee:
Loans of up to £50,000 &#45 £125,
loans above £50,000 &#45 0.25% of loan amount

Tel: 0121 643 6741


£675k penalty for Friends over endowment failures

The FSA has fined Friends Provident £675,000 for systemic failures in the handling of its mortgage endowment complaints.A visit to Friends&#39 offices by the FSA revealed that the company&#39s mortgage endowment process was using procedures that were biased against customers.The regulator says that, out of a total of 21,788 complaints processed, about 5,500 customers had […]

Zurich chief Leitch to retire after 33 years with group

Zurich Financial Services UK chief executive Sandy Leitch is to retire in the spring.Leitch, 56, is also chief executive for the Irish, South African and Asia Pacific businesses and has been with the group for 33 years. He started as an IT designer with Allied Dunbar and become Dunbar chief executive, later leading British American […]

Gartmore predicts equities to outstrip bonds in 2004

Gartmore chief investment officer Quintin Price is predicting global equities to outperform bonds in 2004 but says the chances of equity market returns being as high as in 2003 are remote. The fund manager is expecting Japan and emerging Asian markets to outperform Europe over the next year. Price says: “We expect returns to be […]

The Miles file

After three gruelling years in the equity market, investors do have something to celebrate in 2004. As I write in the final week of December, the FTSE 100 index is on course to finish the year in positive territory.The last time that savers enjoyed any gains from the London stockmarket was in 1999. In fact, […]


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