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Leeds & Holbeck – 25-Year Fixed Rate

Type: Fixed-rate mortgage

Fixed term: Until March 1, 2029

Fixed rate: 5.99%

Minimum loan: £25,000

Maximum loan: Up to 90% of valuation subject to a maximum of
£300,000, up to 85% of valuation subject to a maximum of £400,000,
up to 80% of valuation subject to a maximum of £500,000

Income multiples: Up to 90% of valuation &#45 3.5 times principal
income plus second or three times joint, up to 80% of valuation &#45 four
times principal income plus second or three times joint, up to 50% of
valuation &#45 four times principal income plus second or 3.5 times joint

Conditions: Three-month window for penalty-free redemption after
five years then every other year until end of fixed-rate period, capital
repayments of up to 5% allowed without penalty, free mortgage
payment protection insurance in first six months

Arrangement fee: £499

Redemption fee: Six months&#39 interest in years one to five, three
months&#39 interest in years six to 25

Introducer&#39s fee: Loans of up to £50,000 &#45 £125, loans above
£50,000 &#45 0.25% of original loan

Tel: 0121 643 6741

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