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Leeds & Holbeck 2-year discount

Leeds & Holbeck Building Society, discounted mortgage

Discounted term: 2 years

Discount: 3%

Payable rate: 5.75%

Minimum loan:

Maximum loan: not specified

Income multiples: not specified

Arrangement fee: none

Redemption fee: 4 months interest in first year, 6 months in year 2, five months in year 3, four months in year 4, three months in year 5

Conditions: will not exceed bank rate plus 2% for three years after discount

Introducer&#39s fee: not specified

Tel: 0113 225 7507


Exchange FS director defects to MIFAS

Misys IFA Services has poached Andrew Oliver from Exchange FS to become its Head of Marketing. Oliver was formerly business development director at Exchange FS, where he wasresponsible for relationships with IFAs. Prior to this he spent 17 years with Sedgwick Group where he held a number of senior management positionswithin the IFA business. Oliver […]

Disclosure upheaval would aim to clarify adviser classification

A radical overhaul of the disclosure regime is being called for by the FSA, including scrapping post-sale confirmation letters, which it claims would save the IFA sector over £37m.The FSA makes recommendations in its consultation paper which it claims will “enhance” disclosure and ensure clients know what type of adviser they are dealing with.It says […]

Octopus picks up on bioscience

Octopus Asset ManagementBioscience VCTAim: Growth by investing in listed and unlisted biosciencecompanies.Minimum investment: Lump sum £3,000.Opening-closing date: October 15, 2001-April 5, 2002 for 2001/2002tax year, April 12, 2002 for 2002/2003 tax year.Charges: Initial 5 per cent, annual 1.25 per cent.Commission: Initial 2.25 per cent, renewal 0.25-0.4 per cent for firstfour years.Tel: 0800 2792501.Broker Panel:-Simon Burke […]

Pink Home Loans 5-year buy-to-let fixed

Pink Home Loans, buy to let fixedFixed term: 5 yearsFixed rate: 6.29%Minimum loan: £15,001 purchase, £25,001 remortgageMaximum loan: N/AIncome multiples: N/AArrangement fee: £399 Redemption fee: 7% amount repaid for 12 months, then 6% for next 24 months, then 5% for further 24 monthsConditions: gross rental income must exceed 125% monthly mortgage payment, 85% LTV to […]

Help, I’ve been appointed as a trustee. What are my responsibilities?

Graeme Robb, Technical Manager at Prudential looks at the key duties and responsibilities of a trustee.  This article will consider the following: Duties to be performed on appointment Investment duties Protecting the interests of beneficiaries Keeping accounts and records Distributing property to beneficiaries Duties to be performed on appointment Obtain a copy of the trust […]


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