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Leeds & Holbeck – 10 Year Fixed Rate Mortgage

Leeds & Holbeck

10 Year Fixed Rate Mortgage

Type: Fixed-rate mortgage

Fixed term: Until 1 March 2015

Fixed rate: 5.19%

Minimum loan: £25,000

Maximum loan: Up to 95% of valuation subject to a maximum of £200,000, up to 90% of valuation subject to a maximum of £300,000, up to 85% of valuation subject to a maximum of £400,000, up to 80% of valuation subject to a maximum of £500,000

Income multiples: Up to 95% of valuation – up to 3.5 times principal income plus second or 2.75 times joint, up to 90% of valuation – up to 3.75 times principal income plus second or three times joint, up to 80% of valuation – up to four times principal income plus second or 3.25 times joint, up to 75% of valuation – 4.25 times principal income plus second or 3.5 times joint

Conditions: Capital repayments of up to 10% a year allowed without penalty, six months’ free mortgage payment protection insurance.

Arrangement fee: £495

Redemption fee: 6 per cent of amount repaid in years one and two, 5% in years three to six, 4% in years seven and eight, 3% in year nine, 2% in year 10

Introducer’s fee: Refer to lender

Tel: 01543 418104

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