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Leeds Building Society launches three year base rate tracker

Leeds Building Society has launched a three year base rate tracker mortgage which is currently only 4.5 per cent, allows unlimited capital repayments without penalty and has no higher lending charge.

There are no up front fees to pay, so it is easy to remortgage without having to find any extra cash.
Product Development Manager Stuart Fearn says: This mortgage is the best non-locked in three year tracker currently in the market. It is well publicised that market rates have been rising and three year swap rates are currently at 5.2 per cent. This mortgage tracks Bank of England Base rate and, assuming a typical change of 0.25 per cent, base rate would have to increase three times to get to this level. With unlimited capital payments at any time without penalty, this tracker offers excellent value immediately and going forward. The product is also fully portable, so if they move home, they can take it with them.”

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