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Labour may link MPPI with benefits system

The Government&#39s Green Paper on housing is looking at integrating mortgage

payment protection insurance and the benefits system.

The CML welcomes the paper but says IFAs should not take this as a signal

to sell MPPI to lower-income groups. The CML says some low- income

individuals may have alternative protection provided by the state to

prevent them falling behind on loan repayments, which could make MPPI

unnecessary, and it says independent advisers must work towards tailored


The trade body says the Government&#39s goal of providing greater help for

people on lower incomes to buy a home is to be welcomed, particularly as

there are measures to promote more sustainable homeownership and to

reinforce the safety net for borrowers taking on a loan.

Communications manager Bernard Clarke says: “It is early days to say

whether it is good news for brokers or lenders.”


Nuki&#39s Eye

Don&#39t you just love it when the banks get it wrong. For months now, aswell of popular discontent has been building against the high-streetbanks. As I said in this column a month ago, it was only a matter of timebefore the tidal wave broke, crushing the bad guys and leaving the restgasping for air in […]

NU reveals planning gap

Norwich Union is warning company owners and directors they could be losingout if they continue to keep their pension and business planning separate.Research from NU shows that while the majority of owners and directors ofsmall to medium-sized companies have made provision for their retirement,only 1 per cent have done so through a director pension arrangement.NU […]

Stars in their prize

Over 1,200 industry representatives gathered for the 10th Money MarketingFinancial Services Awards 2000 at the Grosvenor House Hotel in Park Lane,London last week.The glittering event celebrated the best in IFA and product providerachievement. Hosted by TV personality Jonathan Ross, presenter of the BBC&#39sFilm 2000 programme, the night saw tribute paid to success across manyfinancial services […]

Martyn quitting IFAP for dotcom

IFA Promotion managing director Ann-Marie Martyn is poised to quit amidreports she has proposed taking IFAP into a dotcom operation she is set tojoin.Martyn called an urgent meeting last week to tell the board she has beenoffered a position at an internet company involving former Money MarketingIFA of the Year Roland Rawicz-Szczerbo of Quay Associates.Martyn […]

Who cares?

By Tracey Dickson, marketing consultant There are almost 7 million carers in the UK – that’s around 10 per cent of the population who provide unpaid care for a disabled, seriously ill or older loved one.1 But according to a report from the charity Carers UK, 20 per cent of people providing 50 hours or more of care […]


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