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Kensington – Prime One 3-Year Fixed to 65%

Kensington – Prime One 3-Year Fixed to 65%

Type: Fixed-rate mortgage

Fixed term: Three years

Fixed rate: 6.39%

Minimum loan: £25,001

Maximum loan: Up to 65% of valuation subject to a maximum of £350,000

Income multiples: Based on affordability

Conditions: Not available to first-time buyers, up to two CCJs in the last two years up to a £750 maximum but must be satisfied for more than six months, up to two month’s default in the last two years but none in the last six months, no arrears in the last two years, bankruptcy and IVA not acceptable

Arrangement fee: £1,499

Redemption fee: 5% of the amount repaid in the first three years

Introducer’s fee: 0.4% of the original loan            

Tel: 0800 111 020

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