Type: Fixed rate mortgage
Fixed term: Two years
Fixed rate: Loans up to 95% of valuation – 6.84%, up to 90% of valuation – 6.48%
Minimum loan: £25,001
Maximum loan: Up to 95% of valuation subject to a maximum of £300,000, up to 90% of valuation subject to a maximum of £500,000, up to 85% of valuation subject to a maximum of £750.000, up to 75% of valuation subject to a maximum of £1m
Income multiples: Up to four times principal income plus second or 3.3 times joint
Conditions: 0.35% added to rate for fees free remortgage package, including free valuation and free legal fees for properties in England and Wales, £500 cashback for properties in Scotland and no arrangement fee
Flexible features: Overpayments, underpayments, payment holidays, lump sum withdrawals, interest calculated daily
Arrangement fee: £899
Redemption fee: 5% of the amount repaid in the first two years, thereafter interest until the end of the month
Introducer’s fee: 0.4% of the original loan
Tel: 0800 111 020
