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Kensington Mortgages – Prime Verified 2-Year Fixed

Kensington Mortgages

Prime Verified 2-Year Fixed

Type: Fixed rate mortgage

Fixed term: Two years

Fixed rate: Loans up to 95% of valuation – 6.84%, up to 90% of valuation – 6.48%

Minimum loan: £25,001

Maximum loan: Up to 95% of valuation subject to a maximum of £300,000, up to 90% of valuation subject to a maximum of £500,000, up to 85% of valuation subject to a maximum of £750.000, up to 75% of valuation subject to a maximum of £1m

Income multiples: Up to four times principal income plus second or 3.3 times joint

Conditions: 0.35% added to rate for fees free remortgage package, including free valuation and free legal fees for properties in England and Wales, £500 cashback for properties in Scotland and no arrangement fee

Flexible features: Overpayments, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Arrangement fee: £899

Redemption fee: 5% of the amount repaid in the first two years, thereafter interest until the end of the month

Introducer’s fee: 0.4% of the original loan

Tel: 0800 111 020


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