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Kensington launches new prime fixed rates

Kensington has launched a new range of two and three year fixed rate specialist prime products as part of its new strategy to refocus on prime mortgages.

The range includes self-cert fixed rates which start at 5.89 per cent at 75 per cent loan to value and are available up to 90 per cent LTV.

No minimum employment or trading period applies when self-certifying. Buy to Let fixed rates start from 5.88 per cent at 75 per cent LTV and are available up to 90 per cent LTV for a maximum of 10 properties.

Kensington’s buy to let self-cert fixed rates start at 6.78 per cent, available to 85 per cent LTV and its prime verified fixed rates start at 6.13 per cent at 90 per cent LTV and are available up to 95 per cent LTV on loans of up to £300,000.

The whole range has a completion fee of £1,995 that can be added to the loan above the maximum LTV and there are no Higher Lending Charges.

Director of sales Keith Street says: “Kensington’s new Prime Specials have been priced very competitively, with self cert fixed rates starting from as low as 5.89 per cent. In today’s environment these rates are great value and evidence that Kensington has the flexibility to give our customers what they want in the specialist prime sector.”


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