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Just Retirement launches into equity release market

Just Retirement has launched into the equity release market after gaining Ship membership.
The firm’s equity release offering will sit between a roll-up mortgage and a home reversion plan.
Just Retirement will offer high levels of cash release and enhanced rates for those with medical conditions. Its charges will be fixed, unlike on roll-up mortgages, and so not be affected by the client’s length of life.
The typical APR for the product will be between 7.1-7.9 per cent and IFA commission will be 1 per cent of the charge. Customers with medical conditions will, depending on the severity of the condition, have APRs nearer 6 per cent.


FSA to investigate promotion of equity release and mortgages

The FSA has said that it is prioritising mortgage, debt consolidation and equity release financial promotions this year.Regulators will look at promotions produced by mainstream lenders, equity release providers, sub-prime lenders and brokers for all these providers as part of its campaign.The FSA will also look at firms’ preparatory work for child trust funds, and […]

Duncan joins PPF

Alan Duncan has been appointed director of operations for the Pension Protection Fund.He joins from Invesco Pensions where he was also director of operations. Before that he worked for Fidelity where he was vice president, business development and strategic planning.He begins at the end of February and will be responsible for directing day to day […]

Tax year-end planning with the family

From the Technical team at Prudential Let’s face it, many aspects of financial planning involve a lot of technical detail. At our face-to-face events, we’ve had great success bringing these technical topics to life through the use of practical case studies. Meet the family Prudential’s Planning Matters hub brings together a fictional family and explores […]


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