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Juliaan Gibbs

The ideal investment is one that gives high potential growth or income with a guaranteed return. Credit Suisse First Boston has pioneered an investment for institutions which should achieve this objective. It invests in a portfolio of hedge funds and fixed-interest securities and gives a guaranteed return of the original capital invested after a number of years. For the first time, this type of investment is also available for individual investors through Isas or Pep transfers or as a direct investment in a Dublin-based company where no tax is paid within the plan. NDF Administration is launching this plan in conjunction with CSFB. It will give a guaranteed return of investors&#39 money after six years. CSFB International has an impressive track record of managing investments like this new protected hedge growth plan. Over the past year, when the FTSE All Share index fell by 5.27 per cent, the performance of CSFB&#39s hedge fund portfolio rose by 17.23 per cent net of charges. Because of the way hedge funds work, gains can be made both when the market goes up and when it goes down, so they are an ideal part of an investor&#39s portfolio in today&#39s volatile markets.

This type of investment is particularly suited to investors who wish to lock into investment gains through Pep transfers and Isas, as well as bigger investors who wish to protect their portfolios against losses and pay lower taxes than normal. Profits on Isas and Pep transfers are, of course, tax-free and investments can be made for 2000/01 and 2001/02. This means a married couple can invest £28,000 plus any amount of Pep transfers they have. Unlike most plans of this type, there is no upper limit to the gains that could be made. This is certainly an innovative plan.


Surrendering policies makes no sense, says Neville James

With-profit endowment policyholders surrendering their policy after five years or more are losing out by up to 30 per cent, according to figures from Neville James.This month Neville James paid £8,550 for a Clerical Medical policy with a surrender value of £6,245, a mark up of 37 per cent. It also paid £20,000 for a […]

Standard Life – Group Stakeholder Pension

Wednesday, 28th February 2001.Type: Group stakeholder pension.Minimum premium: £20.Minimum group size: 1.Minimum-maximum ages: 16-74.Fund links: Stakeholder with-profits, stakeholder cautious managed, stakeholder property, stakeholder FTSE tracker, stakeholder protection, stakeholder UK equity, stakeholder ethical, stakeholder North American, stakeholder fixed interest, stakeholder managed, stakeholder sterling, stakeholder stock exchange, stakeholder international, stakeholder Japanese, stakeholder European.Charges: Annual 1 per cent. […]

European funds expected to perform well in 2001

Fund managers say European funds are set to perform strongly this year according to a survey from the investment fund service Keydata.Fund managers from HSBC, Invesco, Investec, Old Mutual and Threadneedle say with the slowdown in the US economy many investors are now turning their attention to Europe as a safe haven.Investec European Portfolio Trust […]

Aberdeen Investment Trusts – American Monthly Income Isa

Thursday, 1st March 2001.Type: Investment trust mini or maxi Isa.Aim: Income and growth by investing in large-cap US companies.Minimum investment: Lump sum £1,000, monthly £50.Maximum investment: £7,000.Catmarked: No.Investment split: 100 per cent in large-cap US companies.Types of share: Geared ordinary shares and zero-dividend preference shares.Redemption date: Zero-dividend preference shares March 31, 2008.Charges: Initial 3 per […]


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