The industry is gearing up for the Money Marketing pensions summit next February to be held in the luxurious Celtic Manor complex in Wales.Top pension gurus will be discussing the eminent pen-sion issues in the final days before A-Day. The keynote debate will focus on the changing pension market and the role of advice in the new regime. Debating the issue will be a panel inc- luding ABI head of pensions and saving development Helen McCarthy, Standard Life head of pensions policy John Lawson and Scottish Widows head of pensions market development Ian Naismith. This will be followed by a question and answer session. There will also be breakout sessions and workshops with leading industry voices discussing key areas in more detail. The second day kicks off with a panel session which will examine Sipps and other A-Day opportunities and how advisers and clients can capitalise on the greater investment flexibility available. Chaired by Money Marketing editor John Lappin, the panel will include Lawson, Scottish Equitable pensions development director Stewart Ritchie and Suffolk Life sales and marketing director John Moret – known as Mr Sipp. In the afternoon, a panel of insurance experts, including Sesame head of research Mark Peters, will discuss the changing rules for life offices, fund managers and IFAs after A-Day followed by another panel session looking at A-Day opportunities for advisers and how they should position themselves to maximise their potential. This will be followed by dinner at Cardiff Castle. The third day promises to be more relaxed, with a morning golf tournament and tour of the area followed by lunch with the sponsors before departing. The conference runs from Wed-nesday February 1-3, 2006.