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John Joseph

John Joseph came first because &#34we are the best&#34 according to its managing director John Joseph. He says: &#34We are dedicated to the customers and we never stop trying to get the client the right cover even when they have been declined.&#34 He also believes showing underwriters gratitude and keeping the dialogue open is the secret of his success.
Parkrow Associates says it was equally surprised and delighted to come second in the category. Its recruitment manager Steve Nunwick explains: &#34Given we are less than two years old as a company we were very, very surprised. We are especially pleased and see it as a recognition of how far we&#39ve come so quickly by treating the client as the most important person.&#34
In third place was Bond & Stein, which describes itself as believing strongly in favour of what it specialises in. Its managing director Robert Stein says: &#34We are prolific protection specialists and are strong believers in both critical illness and life cover for both the corporate and individual markets.&#34


Will exchanges&#39 merger stamp out duty?

The proposed merger of the London and Frankfurt stock exchanges has led torenewed calls for the abolition of stamp duty on share dealing.Investors who buy stock in UK listed companies are charged 0.5 per centstamp duty on every share purchase. Germany and most of the rest of Europehave no similar tax.After the merger of the […]

Never the twain shall meet

Stakeholder pensions will be approved under Chapter IV of the Taxes Act1988, which also deals with setting up personal pension schemes.Stakeholder schemes will therefore be personal pension schemes whichsatisfy additional regulations, including a limit on charges which can betaken from the funds, the availability of a default investment option andsatisfactory governance provisions.At present, personal pension […]

Alan Pickering

Alan Pickering has a dream. That dream is to lead his victorious colt intothe winner&#39s enclosure at York racecourse over the grass that as a lad hecut on his hands and knees to earn pennies.Although his horse&#39s name is Alan&#39s Dream, and he describes his role aschairman of the National Association of Pension Funds as […]

Julian Gibbs

When does a 10.25 per cent gross yield give a better return to basic-rateand higher-rate taxpayers than 11.5 per cent gross? The answer is when itis provided by the innovative new Extra Income and Growth Plan 3 from NDFAdministration, acting as plan manager through a Dublin company backed byAbbey National Treasury Services.A basic-rate taxpayer pays […]


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