Rising costs and confusion between the responsibilities of managers and the independent boards of investment companies are some of the potential implications of draft rules issued by the European Commission last week.
Jeremy Pearson is Technical Support Manager with Canada Life’s ican Technical Services Team. Canada Life offers a range of wealth management solutions, including retirement income planning, estate planning and investment solutions from a choice of jurisdictions, including the UK, Isle of Man and Republic of Ireland. Many parents value the standard of education offered by […]
J12 is not one of the most widely talked about exams but is an interesting option for advisers looking to add a string to their bow The Chartered Insurance Institute’s J12 Securities Advice and Dealing exam was introduced in 2013 following the RDR, along with its Level 4 Certificate in Securities Advice and Dealing. This […]
Research shows advisers believe consumers are not addressing their protection needs early enough Many advisers acknowledge that income protection is a hard sell, but research from Royal London has found the under-35s are a particularly difficult market to crack. The firm found 74 per cent of advisers felt younger people were addressing their protection needs […]
With more than 10 million people now newly saving or saving more into a pension, auto-enrolment has fundamentally changed the way people are planning for retirement. But this far-reaching social policy is not standing still. Next month, we will see the last scheduled increase to minimum contributions, which will mean staff saving at least 5 […]