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FCA warns on mortgage network panels and commercial deals

The FCA has raised concerns that commercial deals along the mortgage supply chain and the dominance of networks pose a risk to competition in the mortgage market. The regulator has published two reports today on whether the mortgage market is working effectively for borrowers. In the first report, the FCA says following the Mortgage Market […]

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MPs warn pension freedoms could trigger ‘mass misselling’

The Public Accounts Committee has warned pension freedoms reforms are a potential trigger for future “mass misselling”. In a report published today on financial services regulation and redress, MPs urge the FCA and the Treasury to do more to understand what misselling is happening and what regulatory measures work best to prevent it. The committee […]

International jurisdictions

By Neil Jones, Canada Life Investing through international providers has grown in popularity over recent years as investors seek out the benefits of gross roll-up and the wider range of investment options that can be available. When considering a recommendation for a lump sum investment, not only does the adviser have to select a suitable tax wrapper […]

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