31 May 2018

Tony Wickenden: A radical alternative to IHT reform

A new report calls for the abolition of IHT, and comes just in time to catch the attention of the government’s review of the tax You may have seen reference in the press to the Intergenerational Commission report from the Resolution Foundation on options for inheritance tax reform. It is extensive, thoughtful and pulls no […]


Clive Waller: If the computer can do it, it will do it

There are still some in financial planning that deny the advance of technology. Or, more to the point, that radical change will occur. Thankfully, they are a minority. It is easy to forget how far we have progressed. At the start of the millennium, the typical adviser’s workload centred on valuations for portfolios. Our first […]


Brett Davidson: Winning the war for talent

As problems around recruitment intensify, keeping your staff fulfilled is vital The adviser recruitment issue is not going away, with pressure building due to the lack of fresh blood coming into the industry and a dearth of experienced and qualified candidates willing to move jobs. And have you tried hiring a paraplanner lately? Not only […]

Compliance tip: Responding to the FCA’s Business Plan 

The FCA’s Business Plan and accompanying sector views provide the industry with valuable insight into the regulator’s concerns and areas of focus for the year ahead. But how can firms ensure they respond appropriately? Do not view your sector in isolation: Firms can no longer afford to look at their sector in isolation. As well as […]


Alan Hughes: Is your DFM putting you at risk?

The ‘agent as client’ model has come under the spotlight again, with concerns raised that advisers are being exposed to unexpected regulatory risk The issue of adviser/discretionary fund manager relationships has raised its head again – in particular, the “agent as client” model. Despite the best efforts of some in the industry, confusion remains around […]


Scott Gallacher: Compliance processes can harm clients

I  am convinced the government sees regulation as a great, free solution to each and every one of the world’s problems. And, to be fair, from its perspective it probably is: simply create some rules or, better still, a regulatory authority to oversee some aspect of business, have businesses pay for it via levies and, […]