Co-op pulls itself back into profit after Bank losses

Having written down its stake in its troubled banking division, Co-op has swung back into profit for 2017. The conglomerate has reported £72m of profits for 2017, on the back of £132m loss the year before. Insurance sales dropped  by a quarter, but the firm has put this down to a change in the way […]


Tracey Evans: How to talk to clients about mortality

Much has changed in the 30 years I have been in financial services. One of the major recent changes has been the pension freedoms, which came into force three years ago. In the ‘old days’, clients’ main choices were around what type of annuity they were going to buy at retirement with their money purchase […]


MPAA consultation

By Fiona Tait, pensions specialist The chancellor’s announcement of proposed cuts to the Money Purchase Annual Allowance means it will be more important than ever to be able to tell your PCLS from your UFPLS What was in the statement? Not much. The chancellor spared three sentences to inform us that the Money Purchase Annual Allowance will be reduced […]


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