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FCA refuses to rule out drawdown charge cap as regulator calls for ‘pounds and pence’ fees

The FCA has refused to rule out a cap on drawdown charges as it releases a flagship report into the state of the retirement market since the pension freedoms. In its Retirement Outcomes Review published this morning, the FCA is calling on providers to establish ready-made drawdown “investment pathways” to simplify retirement choices and improve […]

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Steve Bee: Why we need an extra pension system

The problem with the pension system in this country is that our labyrinthine piles upon piles of bewilderingly complex rules and regulations are in place, by and large, to stop a tiny number of people from saving too much money. But the vast majority of the population save far too little for the future. This […]

Focusing on money - Magnifying glass over British pound notes.
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Wealth management boss charged with fraud

The former managing director of a Hertfordshire wealth management firm has been charged with fraud by the City of London Police. Freddy David, previously managing director of HBFS Financial Services, was charged with obtaining money transfers by deception and fraud by abuse of position. David was released on bail to the City of London Magistrates […]

Guide

Guide: 10 required letters — what to send, to whom and when?

This guide from Johnson Fleming will take you through the required communication and also give ideas for additional actions that will ensure your auto-enrolment project is a success. The topics in this guide include: the letters you need to send out; what to send and when; the importance of employee engagement; and what to consider as additional communication.

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