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Danby Bloch
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Danby Bloch: Dividend, salary or bonus?

The new tax year saw the introduction of the new dividend tax. The regime is squarely aimed at shareholder directors who have hitherto made dividend payments the standard way to take money out of a company without paying National Insurance contributions. The savings were very considerable. Now, taking dividends rather than salary or bonuses out […]

Bidders for Precise parent demand ‘Brexit clause’

Bidders for the parent group of Exact and Precise Mortgages are calling for a ‘Brexit clause’ in the takeover deal to protect them from housing market shock, according to Sky News. Some suitors for Charter Court Financial Services are asking for a material adverse change clause in any acquisition contract. This would give bidders a […]

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Old Mutual Wealth boosted by 80% surge in Q1 inflows

Old Mutual Wealth has seen net client cash flows increase by 80 per cent for Q1 year-on-year. The provider recorded inflows of £1.8bn, up from £1bn in Q1 2015. Old Mutual attributed the change to strong sales into its UK platform and investment division – gross sales increased by 17 per cent from £4.6bn to […]

Fidelity: The pensions challenge faced by employers

We welcomed the launch of the Lifetime Isa, not least because of the generous tax benefits it offers, especially to those on lower earnings. These tax benefits are better than those available on pensions for many people, which raises the question of whether the Lifetime Isa should replace pensions as the preferred way of saving […]

Why prevention is better than cure

Quoting the famous adage, prevention is better than cure; there are many proactive benefits that can improve wellness in the workplace, decrease stress, increase staff morale and reduce absenteeism, as well as attracting and retaining employees of a higher standard. With a recent study showing that employees in Britain are working below peak productivity, preventative benefits can ensure you address potential health issues or causes of stress at their source and ensure productivity in the workplace remains at an optimum level. With this in mind, how are you using preventative benefits to help keep your workforce happy and healthy?

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